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Great. We have, since time immemorial, always put everything on two cash-back credit cards (doing this to max out the rewards across different spending categories), and then pay the entire balance in full on each card every month. To apply for many cards in a thee period of time is a bad idea because the more often companies run your credit check, the more likely your credit score will be negatively affected. There are credit repair experts who are ready to help you. Just keep these tips in mind, and you'll do well. Years ago, in order to get a credit card, you had to go to a bank branch and even wait a long time.